Bonnici Insurance Agency Limited
 


Personal Lines Insurance
Home Insurance in Malta
IntroductionSummaryExtensionsHints & TipsValuations
Section 1 -Buildings
Ref. No. Standard Cover Additional Cover Limit/Amounts Excess
1.01 Fire Lightning or Explosion     NIL
1.02 Smoke     NIL
1.03 Storm or Flood     0.2% of Sum
1.04 Riots Strikes and Malicious Acts     €34.94
(Lm15)
1.05 Escape of Water     €34.94
(Lm15)
1.06 Escape of Oil     €34.94
(Lm15)
1.07 Theft or Attempted Theft     NIL
1.08 Falling Trees and Branches     NIL
1.09 Collision by Aircrafts or other flying objects or
anything dropped there from		     NIL
1.10 Collision by Vehicles or Animals     NIL
1.11 Earthquake     1% of Total
Sum Insured
1.12 Falling Radio & television receiving aerials or satellite
dishes, their fittings and masts		     NIL
1.13 Architects and Surveyors Fees   10% of Sum Insured NIL
1.14 Rent payable   10% of Sum Insured NIL
1.15 Accidental Damage to utility connections     NIL
1.16 Mechanical Breakdown to fixed Aircondition Units     NIL
1.17 Accidental Damage to Fixed Glass     NIL
1.18   Enhanced Cover
(Accidental Damage)		   €116.47
(Lm50)
1.19 Liability   €582,343.35
(Lm250,000)		 N/A
Section 2 - Contents
Ref. No. Standard Cover Additional Cover Limit/Amounts Excess
2.01 Fire Lightning or Explosion     NIL
2.02 Smoke     NIL
2.03 Storm or Flood     0.2% of Sum
Insured
2.04 Riots Strikes and Malicious Acts     €34.94
(Lm15)
2.05 Escape of Water     €34.94
(Lm15)
2.06 Escape of Oil     €34.94
(Lm15)
2.07 Valuables kept out of Safe   €34,940.60
(Lm15,000)		 NIL
2.08 Falling Trees and Branches     NIL
2.09 Collision by Aircrafts or other flying objects or
anything dropped there from		     NIL
2.10 Collision by Vehicles or Animals     NIL
2.11 Earthquake     1% of Total
Sum Insured
2.12 Falling Radio & television receiving aerials or satellite
dishes, their fittings and masts		     NIL
2.13 Rent   10% of Sum Insured NIL
2.14 Accidental Damage to any one Item   €2,329.37
(Lm1,000)		 €34.94
(Lm15)
2.15 Accidental Damage to fixed Glass in furniture     NIL
2.16 Property in the open   15% of Sum Insured up to a
Max. €465.87 (Lm200)		 €58.23
(Lm25)
2.17 Temporary Removal   15% of Sum Insured up to a
Max. €11,646.87 (Lm5,000)		 €58.23
(Lm25)
2.18
2.19		 Presents and Gifts   10% of Sum Insured up to a Max. €11,646.87 (Lm5,000) NIL
2.20 Loss of Metered Water   €116.47
(Lm50)		 NIL
2.21 Loss of Keys   €174.70
(Lm75)		 NIL
2.22 Freezer Food   €698.81
(Lm300)		 NIL
2.23 Personal Money and Credit Cards   €349.41
(Lm150)		 NIL
2.24 Pedal Cycles & Sports Equipment   €698.81
(Lm300)		 NIL
2.25 Legal Expenses   €1,164.69
(Lm500)		 NIL
2.26 Personal Accident   €11,646.87
(Lm5,000)		 NIL
2.27   Enhanced Cover
(Accidental Damage)		   €116.47
(Lm50)
2.28 Liability   €582,343.35
(Lm250,000)		 NIL
Section 3 - Personal Belongings
Ref. No. Standard Cover Additional Cover Limit/Amounts Excess
3.29 Accidental Damage to unspecified items within the
Maltese Islands		   €698.81
(Lm300)		 NIL
3.30 Accidental Damage to Specified items within the
chosen geographical area		     NIL

Please refer to the extensions section to view cost free extensions.




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