The policy covers any person who is gainfully occupied and the premium is usually related to the benefits selected under the policy in connection with

• Death
• Loss of sight of both eyes or loss of two or more limbs or loss of sight of one eye and one limb
• Loss of one eye or one limb
• Permanent total disablement according to disability scale
• Permanent partial disablement according to nature and scale of disability
• Temporary total or partial disablement
• Reasonable medical expenses following bodily injury
• Disappearance of insured person