Personal Lines Insurance

Health Insurance in Malta


Protect what matters most... Bonnici Insurance offers a variety of health insurance products at affordable prices, providing cover for treatment both in Malta and overseas, caring for you and your loved ones in the best possible manner.  Contact us today for a quote!


  • Fast treatment
  • Your choice of consultant / specialist / surgeon 
  • Comfort of a private environment / room
  • Health claims that may be settled directly with most hospitals, both in Malta and Overseas

Health Schemes

Our Health Insurance policy provides three levels of cover

  • Basic Scheme
  • Hospital Scheme
  • International Scheme

The BASIC SCHEME and the HOSPITAL SCHEME are designed to provide cover in Malta only.  However if you or members of your family require emergency treatment whilst overseas, then the scheme will cover the eligible cost of treatment up to the same level as what would have been paid had the same treatment been received in Malta.  The INTERNATIONAL SCHEME provides cover on a worldwide basis except USA and Canada.

Cost-reducing Options  

When the following low cost options are selected, the premium will be considerably reduced

  • Basic Scheme (In-Patient cover only)
  • Hospital Scheme (In-Patient cover only)

These two variations provide full insurance protection for hospitalisation as an in-patient.  Although these options do not cover out-patient treatment and consultations, they do provide cover for costly in-patient treatment, giving you the peace of mind that you deserve.

Further Flexibility

Enjoy further reductions in your premium by applying for a voluntary excess of 10% or 20%

Group Health

Group Health Insurance improves and strengthens the employee / employer relationship.  It can also help attract and retain quality staff.  Contact us for further details. 

> Download Policy Document 
> Download Claim Form       
> Download Proposal Form   


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Bonnici Insurance Agency Ltd is enrolled to act as an insurance agent for Mapfre Middlesea plc and both companies are regulated by the Malta Financial Services Authority.